You bite down into your favorite apple, and rather than enjoying the sweet taste of juices, you are stunned by a wincing pain from your tooth. It’s been bothering you for weeks, but you put off calling the dentist, fearing the “repair bill” you’ll be presented with.
You may also want your smile to be more beautiful, through whitening, crowns (caps) or braces.
Like many people with a need for affordable dental services, dental insurance is either optional from your employer, paid out of pocket by the employee, or not offered at all.
Without dental insurance, you and your family are financially responsible for the care and maintenance or your teeth. With dental costs rising constantly, and insurance coverage shrinking, paying for dental care yourself has become a difficult proposition for some families.
So if dental insurance is an option you don’t have, and your savings and budget are limited, what are you to do?
